Life and AD&D Benefits
Basic Group Life and Accidental Death and Dismemberment (AD&D) coverage is a 100% employer-paid benefit, provided at no cost to you. The basic life benefit will be paid to your beneficiaries in the event of your death. The AD&D benefit will be paid in the event of an injury resulting from a covered accident.
Benefits |
|
|---|---|
Life & AD&D Amount |
100% of annual salary to a maximum of $50,000 |
Reduction Schedule |
Benefits reduce by: |
When your needs call for more than Basic Life and AD&D coverage, additional Voluntary Life and AD&D coverage is available for purchase for you, your spouse and your dependent children. Coverage purchased through this plan is offered at a group discounted rate with guaranteed issue amounts. Employees must elect coverage in order to purchase spouse or child coverage.
Benefits |
|
|---|---|
Employee |
|
Benefit Maximum |
$500,000 in increments of $10,000 |
Guaranteed Issue |
$100,000 |
Spouse |
|
Benefit Maximum |
$100,000 in increments of $5,000 |
Guaranteed Issue |
$25,000 |
Child(ren) |
|
Benefit Maximum |
$10,000 |
Guaranteed Issue |
$10,000 |
Group Number
6522621
Provided By
MetLife
Provider Website
Customer Service