You have the option to purchase accident insurance, which helps to protect your finances after an accident. You are paid a lump sum if you have a covered injury and can use the money to help pay out-of-pocket medical costs or everyday expenses. This coverage includes benefits for treatments or procedures due to an accident. These include hospitalization, emergency room treatment, X-rays, and much more. Please see your certificate booklet for specific benefits

Benefits	Gold Plan
Rainy Day Fund	$400
Wellness Benefit	$50

Benefits	Silver Plan
Rainy Day Fund	$300
Wellness Benefit	$50

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Summary of Benefits

You have the option to purchase critical illness insurance, which provides a fixed, lump-sum benefit upon the diagnosis of a serious illness like heart attack, stroke, or cancer. Benefits are paid directly to you and may be used for any reason from deductibles and prescriptions to travel expenses, childcare or other everyday expenses.

Benefits	Amount	Guaranteed Issue
Employee	Lump sum increments of $5,000 to a max of $15,000	Ages 15-69: $15,000 Ages 70+: Medical questions required
Spouse	50% of Employee’s benefit to a max of $7,500	Member’s Age 15-69: $7,500
Child	50% of Employee’s benefit to a max of $7,500	All amounts are guaranteed
Hospital Admission Benefit	Provides a $150 per day benefit for each day you are hospitalize d for a condition other than voluntary critical illness listed above. 10 day per year limit. You must be hospitalized for 2 days before benefits begin	Provides a $150 per day benefit for each day you are hospitalize d for a condition other than voluntary critical illness listed above. 10 day per year limit. You must be hospitalized for 2 days before benefits begin

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Summary of Benefits

You have the option to purchase hospital indemnity insurance, which pays you benefits while you are confined to a hospital. This type of coverage is helpful because it covers your out-of-pocket expenses not covered by your medical plan.

Benefits	Plan 1	Plan 2
Hospital Admission	$500 per day to a max of 1 day (s) per year, per insured Maximum of 3 day(s) per year, per covered family	$1,000 per day to a max of 1 day (s) per year, per insured Maximum of 3 day(s) per year, per covered family.
Hospital / ICU Confinement	$100 / $200 per day to a max of 15 day(s) per year	$100 / $200 per day to a max of 15 day(s) per year
Dependent Age Limits	Child birth to 26 years	Child birth to 26 years

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Summary of Benefits

Additional Benefits